Monday, January 12, 2009

2009 财政之计在于春

* 储蓄
延续2008 的私人财政总结,2009也将持续平均57% - 60%的储存计划。在如此“严峻”的先储蓄后花费的考验下,终于可以说:这计划是行得通而也总算看到点钱!:)

* 股票
那些“总算看到点钱”的钱,将是投入股市制造复利的子弹。回首在十一和十二月金融风暴中浮沉所取得的回酬率,竟有平均+15%。如果每月的复利可以坚持在10%并且已是将通膨因素考虑在内,也已然足够将金钱的价值保住了。

* 股息
将努力累计可以收取派发股息的公司股票。

* 基金
这是今年的新计划。今年将会开始实行定时定额基金扣款目标。选对档的基金,绝对可以达到我心目中的每月10%复利效果。

1 comment:

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